I meet with clients on a daily basis in one of my offices located in Windsor, Chatham or Leamington and it is amazing to me how many people do not read their sales contracts before signing. All too often contracts are signed in haste before reading the fine print. Reading your cell phone, credit card or gym membership contract before hand can help to eliminate future problems.
SHOP AROUND and compare as you should be able to compare, price, guarantees, warranties and the duration of the contract.
WHO you are dealing with? Contact the Better Business Bureau or investigate a company online.
NEGOTIATE what you want through investigating the competition. If the sales person wants your business they will listen to your concerns.
READ THE CONTRACT and do not listen to the verbal promises of the sales person. Initial any changes and blank out any spaces not filled out so nothing can be added after you sign.
UNDERSTAND EVERYTHING IN THE CONTRACT and do not feel pressured into signing right away. It is a good idea to bring it to a lawyer to review before you sign.
KNOW WHO TO CALL TO GET HELP OR LODGE A COMPLAINT if you are not given customer service information then request it when signing documents. You should know how to resolve issues in advance.
KNOW HOW TO GET OUT OF IT. Sometimes there is a period of time to get out of your contract without penalty. Most of the time it will cost you to get out of your contract early.
SLEEP ON IT especially if you are prone to being impulsive. That will give you time to think it over and ask yourself if it is a need or a want.
GET A COPY OF IT as you may need to refer to it down the road for customer service inquires.
Signing paperwork you don’t understand can lead to financial problems down the road. If you find yourself in this situation and you need advice about your debt call me at 310-PLAN.
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