As a Windsor trustee, I am getting that question asked more of me than I was a few years ago. The Canadian dollar is a lot stronger now compared to the US dollar than it was before. To people who work in the US this seems like a pay cut. A few years ago they were getting $1.50 exchange, now they are getting $1.10 exchange. However, the cost of gasoline and tolls has increased.
Yes you can file for bankruptcy in Windsor if you work in Detroit, but live in Windsor. You can meet with me and we will review all of your options. Chances are that your wage is still good, just not good enough to pay your minimum monthly payments each month. If that sounds like you, then a consumer proposal is probably a good option. If you would like to review your situation in more detail, call or email me a question.
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